After financial adviser Sarah Carlson fell victim to a violent hit-and-run driver, she became a long-distance triathlete — and a vivid example of why disability insurance is so important for clients.

Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved.

The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

Short-term disability insurance can temporarily replace 40% to 70% of your income. You may be eligible for short-term disability benefits if you can’t work and are losing wages because of a ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

Let’s say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would you be able to keep yourself afloat with the money in your emergency fund for three ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

A disability can cause serious financial problems for people who become too ill or injured to work. The American government provides a safety net by allowing certain people with severe disabilities to ...

The annoying thing about life insurance and disability insurance — or just about any kind of policy, really — is that it’s a product you buy in hopes that you never actually need to use it. Still, it ...