The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...