Tens of millions of Americans who overdraft on their bank accounts each year may soon enjoy major relief. The government agency in charge of protecting consumers' finances introduced a new rule to ...

Consumers struggling with holiday spending hangovers may want to reconsider resorting to overdrafts on their checking accounts. Banks often market overdraft programs as a way for customers to smooth ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

No, over drafting your account won’t directly show up on your credit report. That’s because credit bureaus — like Experian, TransUnion and Equifax — don’t track your checking account behavior. But ...