Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Unpaid debts and delinquent accounts can remain on your credit report for seven years. Sometimes, debts that are sold to collections remain on your credit report longer than they should. The ...

Within your lifetime, you may have a period of financial distress. Especially in the current COVID-19 pandemic, medical, credit card or other financial service bills may start to pile up. If you’re ...

Pay for delete is an alternative option to paying past due debts by which a debt collector removes a collections account from your credit report in exchange for payment of that account. Typically, ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.