This story was originally published on Oct. 13, 2017. The envelope method espoused by personal finance expert Dave Ramsey is a useful strategy for beginning budgeters, including student loan borrowers ...

When it comes to sticking to a budget, I always have good intentions to be consistent. But after a few days, I become more relaxed about tracking my spending. By the end of the month, the budget is ...

A budget can help you be more mindful of—and deliberate with—your spending. The envelope budgeting system, for example, uses a cash-based approach. With this method, you divide your money into ...

What’s old has become new again. Setting aside physical cash and stuffing it in envelopes to stay on budget – otherwise known as "cash stuffing" or the "envelope method" – has seen a spike in ...

Cash stuffing involves allocating physical cash into labeled envelopes for different budget categories. The method is seeing a resurgence in 2025 as Americans look for ways to control spending and ...