A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Inflation has been a hot topic over the past few years, and for good reason. Prices have been rising faster than they should in a healthy economy. Food, housing and general goods and services aren't ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Life insurance is a way to provide financial security for your loved ones in the event of your death. You purchase a policy and make regular payments, and the insurer will pay a tax-free death benefit ...

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Providing employees with benefits such as life insurance and short- and long-term disability can help provide a sense of job security in the event of illness or injury. But for small businesses, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Learn how crop-hail insurance protects farmers against hail and fire damage, and discover its benefits compared to ...