Variable annuities are unit-linked insurance products that combine investment flexibility with built‐in guarantees designed to secure a minimum level of return irrespective of market conditions. These ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

For some, ULIPs may seem like complex products, with the market-linked returns, fund choices, and different kinds of charges. And trying to mentally guess what your investment might grow into after 10 ...