Surprises are a constant companion of life. Some of them are good, like birthdays and weddings. Others are unpleasant, like sudden ailments and accidents.

A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Understand costs, how 20-year term life insurance works and who it can help the most ...

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

Life insurance is designed to provide financial protection for your chosen beneficiaries. Term life insurance is generally affordable with coverage lasting 10 to 30 years, while permanent life ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

Term insurance and life insurance investment products are designed to fulfil different needs. Since term life insurance is ...