Amanda Smith is a freelance journalist and writer. She reports on culture, society, human interest and technology. Her stories hold a mirror to society, reflecting both its malaise and its beauty.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Mira Norian / Investopedia A bank identification number (BIN) is the initial set of four to ...

Nathan Buehler is a well-established writer with 12+ years of experience as an investment manager and 6+ years as an educator. Thomas J Catalano is a CFP and Registered Investment Adviser with the ...