Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Cash-back credit cards can be a great way to make money off your normal spending, but if you don't want to ...

What's CODE SWITCH? It's the fearless conversations about race that you've been waiting for. Hosted by journalists of color, our podcast tackles the subject of race with empathy and humor. We explore ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Mira Norian / Investopedia A bank identification number (BIN) is the initial set of four to ...