Learn the four elements of negligence—duty, breach, causation, and damages—and how courts determine liability in civil injury ...

Discover what a loan note is, how it works, and why it's crucial in finance—covering terms, conditions, and examples for both lenders and borrowers.

Tim Smith has 20+ years of experience in the financial services industry, both as a writer and as a trader. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...