Key Benefits of the Smart Term Plan Plus ⚡️ 3-Hour Claim Settlement: While most plans take months, this plan promises to settle eligible claims in just 3 hours, providing immediate financial relief during a crisis. ✅ Unmatched Reliability: With a benchmark 99.70% claim settlement ratio, it offers one of the highest assurances in the industry proof that your family will be supported. 💰 Rewarding Discounts: Get a 15% first-year discount if you're salaried, and working women receive an extra 15% l